If you are the owner of a campervan or motorhome the chances are that this asset holds a special place in your heart, enabling you to enjoy some fantastic adventures with your family or friends and enabling you to explore destinations in a new and exciting way. You will most probably have spent a lot of money on your campervan and a lot of time and effort in maintaining it. With all this in mind you need to make sure that you also put as much thought and effort into getting the right level of protection for your campervan so that you can enjoy peace of mind as well as the unique benefits that your campervan offers.
Finding the correct cover for your campervan involves taking a range of things into consideration, as this process is not always as clear cut as some people may think. Whilst price is an important factor for most people, particularly in the current financial climate, there are many other things that have to be taken into account to make sure that you get the correct cover for your campervan. By considering a range of different aspects of the insurance cover you can make sure that you have cover that is well suited to your needs, enjoy the benefits and features that you are looking for, and get cover at an affordable price.
Consider different areas of campervan insurance before you commit
Some people are too quick to rush into signing up for an insurance plan, sometimes because they feel that they do not have the time or inclination to look around at different plans and sometimes because they believe that the plan looks as though it represents good value for money at a glance but they fail to look into the finer details of the cover.
In order to ensure that you get the correct insurance for your campervan you need to make sure that you look carefully at both the features of the cover and the cost of the insurance. Some of the things that you need to ask yourself when looking for cover include:
• How much can I afford to pay per month/year for my cover?
• Do I want comprehensive cover for increased peace of mind or more basic cover to keep costs down?
• Are there any additional benefits that I need to add on to the cover, such as cover for belongings in the camper van or accommodation if something happens to the campervan whilst on the road?
• Do I want to pay monthly for my cover or annually?
• What sort of excess do I want on my insurance?
• Do I need specialist campervan insurance, such as for a classic campervan or a self build campervan?
Once you have determined the answers to these questions you will know what you need to look for when looking at different campervan insurance plans, which will then boost your chances of finding the correct cover at the right price.