When taking out insurance for your campervan, there are countless factors you need to take into consideration in order to secure the best possible deal for you and your vehicle. It’s all too easy to look at the price of the premium and then gauge how good the policy is based on this figure alone, but this is a flawed method that could ultimately see you forking out huge sums for repair and replacement jobs in the event of an accident. Luckily, our handy guide allows you to review some of the important things you need to look at to get the best value for money when insuring your campervan.
First and foremost, you need to remember to compare quotes from various providers before settling on any one particular insurance policy. There are so many different types of cover out there – many of which can be presented in a misleading or confusing way – and so it’s important that you compare various quotes against one another in a way which makes it easy to differentiate between them and find the one that is best suited to your own needs.
Using our quote comparison engine, you can compare our quotes against some of those offered by other insurers out there to see for yourself the type of savings you could possibly make. It should be noted that you need to consider more than the price of the premium itself to get the best deal, though. Indeed, there are a number of other indicators to look at, including the length of the insurance, the type of coverage being offered and the excess charges which are applicable to you in the event of an unprecedented accident that demands repairs to be carried out or replacement parts to be bought. Campervan excess insurance helps you settle these payments easily with the help of your insurance provider, and could save you colossal amounts of cash in the long-run.
When it comes to getting an insurance quote that meets your exact needs, you may wish to look at the many different types of specialist campervan insurance out there in today’s fiercely overcrowded market. If you’re a VW owner or have converted your own camper, for instance, the opportunity to take out a specific type of insurance that provides you with complete protection in the most important areas depending on the type of vehicle you own may be one that interests you.
Similarly, there are three main types of insurance deal for you to choose from depending on your precise needs: comprehensive, third party or third party fire and theft. Ultimately, the one you end up selecting will depend on how often you use your campervan and what/when/where you use it. For intensive users who want the most complete type of protection from their insurance deal, fully-comp is highly recommended.
By taking into account all of the above, as well as contents cover, limited mileage discounts and more, you should find yourself accessing a complete form of insurance cover that meets your needs thoroughly. To see what type of cover is best suited to you and your campervan, click ‘Get A Quote’ and find out all you need to know.