As a campervan owner, you are required to insure your motorhome in accordance with the law. The type of insurance you choose to take out is entirely up to you, and so it’s vitally important that you choose a reliable, thorough form of cover to properly protect your vehicle against all sorts of external threats. Here, we take a look at some of the common features found in high-quality motorhome insurance that you should keep an eye out for when taking out campervan insurance of your own.
One of the most important features of any well-rounded campervan insurance quote is agreed value cover. This is a customer-friendly feature which ensures you get the best possible return for your campervan’s worth in the event of your vehicle being written off. Some of the less consumer-friendly providers will only pay out the market value of your camper at the time of loss, which is often much less than you’d expect to receive after spending so much money on the customisation of your van. With fixed value cover, however, you can be certain that you’ll get the true value of your camper back in the event of the unthinkable, and not a penny less
Another feature to look out for when insuring your campervan is contents cover. This is essential if you want to protect what’s inside your van as well as just its exterior. Typical contents cover will protect personal effects and gas bottles inside your camper, although this is subject to some degree of variation from policy to policy. Before settling on any particular quote, ensure that you conduct thorough research into exactly what is being covered by your policy. You don’t want to find yourself in an uncompromising situation further down the line where you’re not covered for everything you thought you were.
To save as much money as you possibly can without sacrificing the quality of your insurance coverage, be sure to check up on whether or not you’re eligible for any special discounts. The most thorough policies offer discounted services for members of campervan owner’s and enthusiasts’ clubs. You could be entitled to up to 15% off your initial quote upon presentation of your membership certificate for one of these organisations, so it’s something that is undoubtedly well worth a quick look into.
Our parting piece of advice is perhaps the most important of all. Before deciding on your insurance policy, make sure that you shop around to get the best possible deal for you and your beloved campervan. The cheapest campervan insurance isn’t necessarily the best – you need to check what you’re actually being covered for before making an informed purchase decision, otherwise you may find yourself paying out huge sums for repair and replacement jobs in the event of an accident.
Fortunately, we offer our customers a quote comparison engine that allows them to compare our quotes against similar ones out there from other providers, making it easily possibly to note where savings can be made. To discover the potential savings you could make, click ‘Get A Quote’ now!